Seller financing lets an Arizona seller act as the lender, with the buyer paying them directly, usually at a rate 1 to 3 points above market and with a balloon due in 3 to 7 years. Here is how carryback deals really work. Pillar Mortgage Group, NMLS #2700076
In 2026 the value gap between new builds and resale homes in Phoenix has narrowed sharply. Builder rate buydowns pulled back from about 3.99% to roughly 4.5%, so resale is competing again. Pillar Mortgage Group, NMLS #2700076
Phoenix is a buyer's market in 2026, with inventory up 15-20% and a quarter of listings cutting price. Learn how to negotiate seller concessions in Arizona. Pillar Mortgage Group, NMLS #2700076.
The North Phoenix housing market in 2026 is being reshaped by TSMC's mega-plant and thousands of new jobs, driving steady demand in Peoria, Glendale, Anthem and Cave Creek even as the broader Valley favors buyers. Pillar Mortgage Group, NMLS #2700076.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).